2
SLA at risk today
0
Waiting on broker
2
Referral pending
1
Ready to quote
All 4
Referral triggers 2
Missing required docs 3
Verification discrepancies 1
SLA at risk 2
Ready to quote 1
Pending Submissions Showing 4 items
My Work Today
Assigned to me 3
Due today 2
Overdue 0
Recent Activity
  • 2:34 PM
    Vertex Medical — Verification started
  • 2:12 PM
    Greenfield Financial — Requested BCP
  • 1:58 PM
    TechFlow Solutions — Memo approved
Vertex Medical Technologies
Submission ID: CYB-2026-00847 • Imported from PolicyCenter
✓ Within Appetite
Application Summary
Legal NameVertex Medical Technologies, Inc.
IndustryHealthcare SaaS (NAICS 518210)
Address2847 Innovation Drive, Austin, TX 78701
Revenue$48,000,000
Employees340
Limit Requested$5M / $5M
Retention$50,000
BrokerMarsh McLennan
Current CarrierExpiring (non-renewal)
Submission Documents
  • 📄
    ACORD Application
    47 fields extracted
    Parsed
  • 🔒
    Security Questionnaire
    23 controls
    Parsed
  • 📊
    Loss Runs (3 year)
    0 claims
    Parsed
  • ✅
    SOC 2 Type II
    August 2025
    Parsed
Retrieved from carrier document management system

Vertex Medical Technologies

Agent-assisted underwriting analysis

Starting... 00:00
Agent Flow
INTAKE○
RECON○
THREAT○
ANALYSIS○
PRICING○
MEMO○
Carrier Systems
DMSidle
Rating Engineidle
PolicyCenteridle
Live Activity Feed
Findings
Findings will appear as agents work...
Analysis complete
Review findings, set conditions, and build the memo
✓
Analysis Complete
Underwriting memo ready for review
35s
Processing
2
Discrepancies
$84,924
Premium
Referral
Decision

Review Findings — Vertex Medical Technologies

Validate AI findings, set conditions, and generate the underwriting memo
Top Risks 4
Accept, override, or escalate each finding
RDP Exposed Without MFA
95% confidence
Evidence: Port scan results · Port 3389 open · No MFA gateway detected
DMARC Policy Not Enforced
99% confidence
Evidence: DNS lookup · DMARC policy=none · Claimed "reject"
847 Credentials in Breach Databases
92% confidence
Evidence: HaveIBeenPwned, DeHashed · Corporate domain matches
Healthcare Sector — Elevated Ransomware Risk
Industry data
Evidence: Threat Intel Report · +94% ransomware attacks YoY in healthcare
Referral Triggers 2
Uncheck to dismiss with reason
Exposed RDP requires referral
UW Guideline §4.2.1 — Remote access controls
DMARC non-enforcement requires referral
UW Guideline §3.1.4 — Email security controls
Binding Conditions 4
Pre-populated from findings • Edit as needed
Remediate exposed RDP (implement MFA gateway or disable service)
Verification: Rescan required
Implement DMARC enforcement (policy=quarantine or reject)
Verification: DNS check
Organization-wide password reset for all corporate accounts
Verification: Signed attestation
Complete and sign Security Controls Attestation form
Verification: Form submission
Risk Score
0 MODERATE RISK
Security Posture
Claimed vs Verified
Claimed Verified
Broker Request

Toggle items to request from broker

Incident Response Plan
Business Continuity Plan
Network Diagram
5-Year Loss History
Memo Preview Referral
Applicant
Vertex Medical Technologies
Coverage
$5M/$5M • $50K retention
Premium
$84,924
Recommendation
Quote with Conditions
Conditions (4)
  • Remediate RDP exposure
  • DMARC enforcement
  • Password reset
  • Signed attestation
Actions
Underwriting Memo Referral — Conditions Required

CYBER LIABILITY UNDERWRITING MEMO

ApplicantVertex Medical Technologies, Inc.DateJanuary 15, 2026
IndustryHealthcare SaaSMethodAgent-Assisted (aegis)

Eligibility

CriteriaDetailStatus
IndustryHealthcare — within appetite✓ Eligible
Revenue$48M (<$100M)✓ Eligible
Limit$5M (<$10M)✓ Eligible
Prior CoverageExpiring policy✓ Met
Claims0 claims (3 years)✓ Met

Security Control Assessment

Multi-Factor Authentication

ControlClaimedVerifiedFinding
MFA on emailYes – all usersCannot verifySelf-reported
MFA on RDPYes – all remoteRDP exposed, no MFA⚠ DISCREPANCY
RDP (3389) exposed without MFA gateway — primary ransomware vector.

Email Security

ControlClaimedVerifiedFinding
SPFConfiguredDNS: Valid✓ Verified
DKIMConfiguredDNS: Present✓ Verified
DMARCEnforced (reject)policy=none⚠ DISCREPANCY
DMARC not enforced — domain vulnerable to BEC spoofing attacks.

Threat Intelligence

SignalDetail
Credential Exposure847 credentials found in breach databases
Sector RiskHealthcare ransomware incidents +94% YoY

Recommendation

REFERRAL — Quote with Conditions · 2 discrepancies require remediation before binding.
#Binding ConditionVerification
1Remediate exposed RDP (MFA gateway or disable)Rescan
2Implement DMARC enforcement (p=quarantine or reject)DNS check
3Organization-wide password reset (847 breached creds)Attestation
4Signed Security Controls AttestationForm

Pricing

Base premium$67,400
Healthcare loading (+18%)$12,132
Credential exposure (+8%)$5,392
Conditional Premium$84,924

Coverage: $5M/$5M · Retention: $50K · Sublimits: Ransomware $3M, Social Eng $250K

35 sec processing · 7 data sources · High confidence (external verification)
Underwriter Decision
Quote Summary
ApplicantVertex Medical
Limit$5M / $5M
Retention$50,000
Premium$84,924
Binding Conditions (4)
  • Remediate exposed RDP
  • DMARC enforcement
  • Password reset
  • Signed attestation
✓
Published to Carrier Systems
Underwriting file has been synced across all connected systems
PolicyCenter✓ Activity created
Document Management✓ Memo archived
Rating Engine✓ Quote logged
Submission IDCYB-2026-00847
TimestampJan 15, 2026 2:45:12 PM
✉️
Quote Letter Sent
Conditional quote has been emailed to the broker
Recipientsarah.chen@marsh.com
SubjectConditional Quote: Vertex Medical Technologies
AttachmentsQuote Letter (PDF), Attestation Form
Submission IDCYB-2026-00847
SentJan 15, 2026 2:47:33 PM

Underwriting Metrics

Real-time performance tracking across your cyber insurance book

📊
Submissions Processed
247
↑ 18% vs last month
⏱️
Avg Cycle Time
4.2h
↓ 62% from manual
✅
Auto-Approval Rate
34%
↑ 8% vs last month
💰
Premium Volume
$18.4M
MTD quoted premium
Submission Volume
Last 15 Days ▾
Jan 1
Jan 3
Jan 5
Jan 7
Jan 9
Jan 11
Jan 13
Jan 15
Processed
Quoted
Quote Performance
Conversion Rate
68% Quote-to-Bind
Industry avg: 52%
$12.5M Bound
📤
Quoted
📥
Bound
📋
Pending
📊
Reports
Cycle Time by Submission Type
Submission Type Volume Avg Cycle Time vs Target Auto-Approve %
New Business 142 5.8 hours ↓ 58% faster
28%
Renewal 89 2.1 hours ↓ 74% faster
52%
Endorsement 16 0.8 hours ↓ 85% faster
72%
Referral Required 68 8.4 hours ↑ 12% slower
0%

How It Works

AI-powered cyber underwriting that augments your team's expertise

📁
Carrier Systems
PolicyCenter, DMS, Rating Engine
→
🤖
aegis AI Agents
Intake, Recon, Threat, Analysis, Pricing, Memo
→
🔍
External Sources
DNS, Shodan, Threat Intel, HaveIBeenPwned
→
📝
Underwriting Memo
Risk assessment, pricing, conditions
⚡
62% Faster
Average cycle time reduction vs manual process
🎯
94% Accuracy
Control verification through external sources
🔒
Zero Data Leakage
Runs in your environment, your data never leaves
Step 1
Intake Agent
Extracts and normalizes data from ACORD applications, security questionnaires, and loss runs. Identifies missing required fields.
Step 2
Recon Agent
Performs external reconnaissance to verify self-reported controls. Checks DNS records, SSL certificates, and security headers.
Step 3
Threat Intel Agent
Queries threat intelligence sources for exposed credentials, dark web mentions, and known vulnerabilities.
Step 4
Analysis Agent
Applies carrier underwriting guidelines to assess risk. Identifies referral triggers and recommends conditions.
Step 5
Pricing Agent
Calculates premium using carrier rating engine. Applies loading factors for identified risk exposures.
Step 6
Memo Agent
Generates comprehensive underwriting memo with all findings, sources, and recommendations for underwriter review.
📄
Carrier DMS
Document extraction
🏢
PolicyCenter
Submission data
💰
Rating Engine
Premium calculation
🔍
Shodan
Port & service scan
🌐
DNS Records
SPF, DKIM, DMARC
🔐
HaveIBeenPwned
Credential exposure
⚠️
Threat Intel
Industry risk data
📋
UW Guidelines
Carrier rules
API Integration
REST APIs
Secure REST APIs connect to your existing carrier systems. OAuth 2.0 authentication with role-based access control.
Deployment
On-Premise or Cloud
Deploy in your own environment for maximum data security, or use our SOC 2 Type II certified cloud infrastructure.
Configuration
Customizable Rules
Configure your underwriting guidelines, referral triggers, appetite rules, and pricing factors through admin console.
Support
Implementation Team
Dedicated implementation team for setup, training, and ongoing support. Typical deployment in 4-6 weeks.